Posts Categorized: Uncategorized

How to Dispute a Chexsystems After Bankruptcy

Chexsystems is a company that reports bounced checks and overdrafts to banks. Think of it like a credit report for how people use their checking accounts. Usually a bank will run your name through Chexsystems when you try to open a new checking account to see if you are a good candidate. If you have… Read more »

Reasons to Consider Hiring a Bankruptcy Lawyer

Whether you have immense medical bills, you are falling further behind on your loan payments, or you have a lot of credit card debt, filing for bankruptcy may seem like the best way to get a fresh start. However, this can be an extremely difficult time for you and your family, and you may want… Read more »

5 Strategies to Avoid Bankruptcy

It is often difficult to stay above financial waters when you feel as if you’re drowning in debt. Avoiding bankruptcy is often the end goal; however, when the bills are piling up and creditors are calling, you may feel like there is no relief in sight. Take action to reduce your debt and rise above… Read more »

Top 7 Reasons Why Most Americans Are In Debt

Everyone has had some experience with debt or knows someone who is in debt. There are some types of debt that are considered good, while some are bad for you. Mortgages are an example of good debt because the property appreciates over time and even if it doesn’t, you can earn of your mortgage by renting… Read more »

Can the bank just show up and kick me out of my house?

Are you dealing with a possible home foreclosure? Many people in this situation will ask, “Can the bank just show up and kick me out of my home?” The short answer is no. Only a court can order you out of the house and force you to leave. Sure, they may evict you, but there are… Read more »

Do I Qualify for a Chapter 7 Bankruptcy?

When you feel as though you have no alternatives, you might consider consulting an attorney to file for a chapter 7 bankruptcy. Do you qualify? Here are the steps to find out: Compare your average income over the past six months with the median income for your state. If your average income is below the state… Read more »

Put A Stop To Debt Collector Harassment

Struggling with debt can bring on a lot of unnecessary stress and troubling questions: “How will I get back on track financially?” “What if I can’t ever make ends meet?” “Will I lose my home?” “What will happen to my children?” “Will I ever be able to retire?” As stressful as finding answers to those… Read more »

Is Chapter 13 Bankruptcy Right For You?

Bankruptcy is one of the most misunderstood legal protections available to consumers and businesses. The word “bankruptcy” is often tossed around as a synonym for being “broke” despite the fact that many people who file for bankruptcy actually do have a dependable income. Bad things can and do happen to good people, and they deserve… Read more »