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Students Sued by Colleges for Unpaid Loans

Student debt is on the rise and colleges nationwide are withholding degrees from graduates who have not paid their federal loans. Yale University and the University of Pennsylvania are two colleges that have sued former students for unpaid Perkins loans. These are loans that provide low-interest financing for “needy students” to pay for their education,… Read more »

Foreclosure Bill Deal Coming Together

Legislation designed to reduce foreclosures and protect homeowners in the process has resulted in an agreement that is going to make a difference for a lot of individuals. Representatives from banks, social justice, and other concerned parties were working on the final details as of May 16, 2013. The legislation, which was sponsored by Senator… Read more »

Over 150 Jobs to be Lost in Creative Memories Bankruptcy

Creative Memories, a St. Cloud-based scrapbooking company, has filed for Chapter 11 bankruptcy, according to a letter filed with the Minnesota Department of Employment and Economic Development. Now the company has plans to lay off most of its staff at its St. Cloud headquarters. The layoffs are to total 163. So far, the company has… Read more »

Court Rules that Requirements Must be Met before Foreclosure Begins

Foreclosure is a complicated process.  However, the court has ruled that Minnesota Statute 580.02 must be strictly complied with in order for the foreclosure process can be executed by the mortgagee. This was a ruling by the Minnesota Supreme court in the case of Ruiz v. 1st Fidelity Loan Servicing. The ruling states that all… Read more »