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Not All Debts Can Be Discharged in Bankruptcy

Bankruptcy gives people who have accumulated too much debt a chance to start over. Often, people end up in debt because an accident or illness left them with medical bills at the same time as it left them without the ability to work. Bankruptcy helps people to leave the cage of debt so that they… Read more »

A Lawyer Can Help To Identify Exempt Assets in Chapter 7 Bankruptcy

Bankruptcy is often caused by a loss of a job, medical bills, or a business failure. Many people fear that filing for bankruptcy could cause them to lose their home and everything that they own. Fortunately, bankruptcy laws allow debtors to keep certain types of assets. These assets are “exempt” and do not become part… Read more »

Student Loans and Bankruptcy: The Rare Form of Bankruptcy

Going to school and obtaining a higher education is becoming more and more crucial to finding a good job these days. Because of this, the activity in taking out student loans and seeking financial aid to help pay for school has skyrocketed over the last several years. After leaving college, paying back those loans can be difficult… Read more »

5 Actions That Constitute Creditor Harassment

When your financial situation has led you to fall behind on monthly bills, the last thing you need is creditors acting out of line. Even if you are unable to pay the minimum payments each month, creditor harassment is never appropriate. Learn how to recognize when your creditors have gone too far. As stipulated in The Fair Debt… Read more »

Creditor Harassment in Minnesota: What You Need to Know

There are laws that protect individuals from creditor harassment. There are state laws and the Fair Debt Collection Practices Act (FDCPA) that says creditors can’t do certain things to consumers, such as threaten them. Here are some things that you need to know when it comes to creditors collecting a debt: Collections agencies may contact… Read more »

Canadian Tech Company that Moved to Minnetonka Files Chapter 11

A medical tech company that moved from Canada to Minnetonka in 2014 has now filed for Chapter 11 bankruptcy. The company plans to sell its operations to another company after the bankruptcy auction. Pending court approval, the deal is expected to close by the end of the summer. The purchaser has offered to pay nearly… Read more »

How Hard is it to have a Student Loan Discharged in Bankruptcy?

Having a student loan discharged in bankruptcy is not easy for the fact that they receive the same classification as child support and taxes, which means they are not dischargeable. This is something that can be highly problematic for people having difficulty paying off their student loan debt. It is true that there are individuals… Read more »